At BNY, our culture allows us to run our company better and enables employees’ growth and success. As a leading global financial services company at the heart of the global financial system, we influence nearly 20% of the world’s investible assets. Every day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide.
Early Career Growth | BNY
Contribute in meaningful ways to real-world projects at a company that values innovation. Consider early career programmes at BNY – Come to learn. Stay to lead.
Recognised as a top destination for innovators, BNY is where bold ideas meet advanced technology and exceptional talent. Together, we power the future of finance – and this is what #LifeAtBNY is all about. Join us and be part of something extraordinary.
Job Description
2027 BNY Analyst Program – Credit
BNY’s Credit and Lending Practice plays a key role in supporting client financing needs while maintaining strong credit discipline and risk management across the firm. The Credit Analyst Program offers driven students hands-on exposure to the practice through strategic projects aligned to credit analysis, underwriting, portfolio monitoring, transaction support and process improvement. In a fast-paced environment, analysts will gain insight into the credit lifecycle, support financial analysis, reporting and documentation, and build an understanding of lending fundamentals, credit risk and the role sound judgment and partnership play in effective credit decisions.
What you will do
Analyze company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
Assist with credit materials, portfolio reviews, and reporting that help teams evaluate opportunities and monitor exposures.
Learn how deal structures are built and how lending decisions balance growth, risk, and client needs.
Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships.
Skills you will build
Financial statement and ratio analysis
Credit and risk assessment
Analytical judgment and structured problem solving
Underwriting and deal-structuring fundamentals
Regulatory and risk-awareness mindset
Impact you will have at BNY
Support informed lending decisions that are grounded in analysis and sound risk management.
Help teams monitor portfolio health and surface insights that matter to decision-makers.
See how finance and risk disciplines enable BNY to serve clients responsibly.
Why this could be a fit for you
This role is ideal if you enjoy digging into the “why” behind numbers, making evidence-based recommendations, and building finance skills with clear real-world relevance.
Analyst Program
Our 24-month rotational Analyst Program is designed to set you up for success from day one. New joiners take part in a structured induction experience to help them assimilate into BNY, learn about the organization, connect with peers and leaders, and build the core skills needed to navigate their early career with confidence.
From day one, analysts are immersed in BNY's collaborative and innovative culture through:
Enterprise-wide onboarding and development programming, including an in person immersive induction experience, executive speaker series, skill development, and networking opportunities.
Meaningful project work aligned to key business practices and platforms, providing hands-on experience, skill development, and real-world business impact.
Structured mentorship and career support from managers, senior leaders, peer mentors, business stakeholders, and dedicated program managers.
Exposure across practices, platforms, and teams, building a broad understanding of BNY's integrated business model.
Professional, technical, and financial services training designed to strengthen business acumen and prepare participants for long-term career success.
A premier early-career experience, backed by senior leadership and designed to develop the next generation of talent for BNY's global workforce.
Program eligibility:
Enrollment in a 3 or 4-year undergraduate degree program with a strong focus on business-related and/or technology-related majors preferred
Graduating in Summer 2027
On track to achieve a 2.1 or higher
Does not require sponsorship for employment visa status (now or in the future) in the country where applying.
Here’s a few of our recent awards:
America’s Most Innovative Companies, Fortune, 2025
World’s Most Admired Companies, Fortune 2025
“Most Just Companies”, Just Capital and CNBC, 2025
Our Benefits and Rewards:
BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life’s journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.
BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.
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